SCAMS: Government Impersonation
Last February we talked about the most common healthcare scams, how to identify them, and how to avoid them. These scams don’t let up, though, so this year we’re going to be talking about the 4 most common scams targeting older adults and their families! 33% of seniors active on social media have fallen for a scam, averaging $2,700 each, according to a recent survey.
Scammers often impersonate authority figures to give credibility, so this week we’re talking about Government Impersonation scams.
Government impersonation scams typically begin with a phone call, email, or letter claiming to be from a well-known government agency, such as the IRS, Social Security Administration (SSA), or Medicare. Scammers may falsely claim that there is a problem with your Social Security number, unpaid taxes, or a legal issue that requires immediate action. Some even pose as law enforcement officials, insisting that you must wire money to "protect" your assets. These fraudsters use fear tactics, threatening arrest, loss of benefits, or hefty fines to coerce victims into compliance.
How to Identify a Government Impersonation Scam?
Unsolicited Contact – Government agencies will almost never call, email, or text unexpectedly regarding urgentmatters.
Threats & Urgency – Scammers pressure victims by claiming legal trouble, arrest warrants, or financial penalties
Requests for Personal Information – Legitimate agencies will never ask for sensitive data like Social Security numbers or bank details over the phone.
Unusual Payment Methods – Be wary if asked to send money via wire transfers, cryptocurrency, or gift cards.
Caller ID Spoofing – Scammers can manipulate caller ID to display official government agency names and numbers.
Did you know? In 2022 alone, over 36,000 reports of government impersonation scams were filed, leading to more than $200 million in reported losses. Many victims were coerced into wiring money or purchasing gift cards under false threats of arrest or financial penalties.
How to Protect Yourself & Loved Ones?
Verify Before Acting – Hang up and contact the agency directly using their official phone number or website. Find it on their official website, don’t just trust the number they’ve given you.
Never Share Personal Information – Government agencies will never demand sensitive information or payments over the phone.
Stay Skeptical of Urgent Requests – Take time to confirm the legitimacy of any unexpected demand for money or action, especially urgent ones.
Use Call-Blocking Tools – Enable spam call filtering if your phone supports it, and block suspicious numbers to prevent repeat scams.
Educate & Discuss – Talk to family members and friends about these scams, especially older adults.
This concludes our Month of SCAMS newsletter! But this doesn't have to be the end of your focus on scams. Always be aware of potential scams and remember: trust your instincts! If something feels off, rushed, or too good to be true, it probably is!
If you or a loved one need help identifying a potential scam, want help protecting yourself, or are worried you may have fallen for one, I’m here for you! Don’t hesitate to reach out.